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Your Free Credit Repair Source

We Are Here To Educate You on How to Repair and Rebuild Your Credit.

Questions? 
Please Call us at:

1(800) 985-2997

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EMPOWER Yourself to Learn About Credit

Welcome and thank you for taking the leap to begin the process of restoring your credit. As of today, over 80 million consumers have bad credit, and because of it, they are facing high interest rates as well as constant denials when applying for a home loan, car loans, apartments, and credit cards. Our goal is to assist with three aspects of your financial life: repair your credit, rebuild it, and raise your credit score. We want to get you back on track so you can start enjoying the finer things in life.  The best part about our service is it is now free!  We will provide you with the tools and information you need to you begin repairing and rebuilding your credit.

REPAIR

The first step in getting your financial life back is removing inaccurate information from your credit report. Our Free dispute kit can help with this. The law allows any consumer to challenge inaccurate information on their credit report if that consumer feels that the items are inaccurate.  Download your copy of our dispute kit below to get started!

The second step to restoring your credit is to rebuild it while you work on removing inaccurate information. It’s not enough just to remove negative items, but you must prove to the creditors that you can make your payments on time and keep your credit card balances below 30% of your credit limit.  Find out how Smart Credit can help you manage your payments and balances!

The third step to restoring your credit is to focus on raising your credit score. As we all know, the credit score is the number one factor when it comes to getting approved for a loan. If you have a low credit score, you can get denied or pay high interest rates. 

Find out how Smart Credit can help you increase your credit scores!

REBUILD

RAISE YOUR SCORE

SMART CREDIT CAN HELP!

SMART CREDIT CAN HELP!

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DO YOU HAVE CREDIT PROBLEMS DUE TO THE FOLLOWING ITEMS?

 
 
 
 
WE CAN HELP YOU REMOVE INACCURATE ITEMS!

Our free DIY Credit Dispute Guide will walk you step-by-step through the process of disputing inaccurate and obsolete items on your credit report by creating your dispute letters and mailing them to all 3 credit bureaus. We will also provide you with tips on how you can improve your credit score.

 

STEP 1:  Get Setup With Smart Credit® Monitoring Service

We have partnered with Smart Credit Monitoring service to provide our customers with the tools to be able to view their credit reports, track all 3 credit scores monthly, protect their credit, and manage their money all in one website.  Our discounted partner price is just $19.95 a monthClick here to visit Smart Credit's website to get started. 

STEP 2:  Download Our Free DIY Credit Dispute Guide

Download our FREE DIY Credit Dispute Guide to begin disputing inaccurate or obsolete items on your credit report with all three credit bureaus!

In this guide you will receive the following:

  • You will receive our our easy-to-use Credit Dispute Letter Templates to create your dispute letters for all 3 credit bureaus. 

  • There is also a video tutorial that walks you through the process of creating your letters using our templates.

  • Our Sample Debt Settlement Letter - This letter will help you create a request to settle a debt amount with your creditors.

  • Our Sample Letter to Negotiate a Complete Removal with a Creditor - This letter will help you setup a payment plan with the creditor in exchange that they update the status of your credit report as "Paid As Agreed" or remove the report entirely from all credit reporting agencies upon final payment.

  • Our Sample Letter Confirming a Payment Agreement - This letter will help you confirm the payment agreement that you arranged with your creditor.

  • Our Sample Counter-Offer Letter to Creditor - This letter will help you create a counter offer to your creditor for settling a debt.

  • As a BONUS you will receive our Powerful Credit Tips that will help you improve your credit so you can easily get approved for a home mortgage, auto loan or a business loan!

 

 

 

 

  • COLLECTIONS

  • REPOSSESSIONS

  • EVICTIONS

  • PUBLIC RECORDS

  • IDENTITY THEFT

  • STUDENT LOANS

  • FORECLOSURES

  • BANKRUPTCY

  • TAX LIENS

  • MEDICAL BILLS

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Get Started Disputing Today!

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MASSIVE VALUE FOR FREE!

We want to help you increase your credit score and improve your chances of getting approved for a mortgage, a car, a business loan, credit card etc.  So we would like to provide you with this free e-book "101 Fast Fixes to Boosting Your Credit Score" just for visiting our website.  You can download the e-book by clicking on the button below.  Enjoy!

Check out more helpful information in our blog!