Our Credit Dispute Service

Our credit dispute service is currently $65 a month for a period of 3-months.  You won't have to pay until 30 days after signing our service agreement.  Our service also requires you to signup for Smart Credit® credit monitoring service, which is just $19.95/month and you can cancel anytime.  We need your credit reports and credit scores so we can begin the credit restoration process. Pulling these reports through established credit monitoring companies such as Smart Credit, makes the process simple and fast. One of the reasons why we use monitoring companies is to be able to log into your online credit monitoring account every 30 days and check for updates to your score and credit reports.


You can  Click Here to visit Smart Credit's website and get registered now or you can register during our new client on-boarding process. 

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Our Process

Identifying the Problems:

Part of the first step on the path to better credit is to identify the inaccurate information that is bringing your score down. This is done through a deep credit analysis process. Once we know what the problems are, we will give you the information you need to take action to start having those inaccurate remarks removed and ultimately build your credit score. We will be here for you every step of the way and will make sure you know what to do at each step. Our only goal is to help consumers restore their credit ratings.


Challenging the Bureaus:

Once we have identified all of the information that is not verifiable, inaccurate, or misleading, we input it into our system. This allows us to begin the challenging process. The process will challenge the information reported by all 3 credit bureaus. The dispute letters are sent out to each credit bureaus. This process can take 30 to 40 days as we wait for replies and updates. You will be able to check the status of your credit repair via our online portal. We work to restore your credit from start to finish.


Analyzing the Updated Reports:

After the updated reports have come back in from the suppliers, we will go over them once again to verify the inaccurate, unverifiable, or misleading information was removed or updated. If the information is still on the report, we go back to the entities that furnished the report and start asking questions about why the information was not removed or updated. If the information on the report has been updated, we move on to the next item that is worthy of a dispute.


Weekly Education:

During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score. You will be given information about debt settlement and what it takes to rebuild your credit. This education process will happen via emails, text messages, and voice broadcast. There are other products we offer that can help you with your credit rebuilding process. Things like credit monitoring, authorized user tradelines and rebuilding your credit cards will all assist you on the path to restoring a healthy credit score and maintaining it. Again, thank you for allowing us to assist you with your credit repair needs. If you are ready to get started with restoring your credit, please complete the form below to begin our client on-boarding process.

To get started, just complete the form below.  Then, you will receive an email with the next steps.